CHICAGO–The Illinois Department of Insurance on May 28, 2010, ordered Roberto Garcia and RG International to immediately Cease and Desist transacting insurance business in Illinois.
The Department has scheduled a public hearing on this matter on June 23, 2010, in its Chicago Office at 100 West Randolph Street, Suite 9-301. Mr. Garcia and RG International are required to attend the hearing, following which the Director of the Department has the authority to impose additional sanctions, including fines.
The Department alleges that Mr. Garcia, individually and through his business entity RG International advertised, solicited, and sold insurance policies and contracts and collected premiums while not licensed as an insurance producer in Illinois. Mr. Garcia’s producer’s license lapsed in October 2009 and his business entity, RG International, could not continue to operate without a licensed member. To properly transact an insurance business in Illinois, one must first obtain a certificate of authority and a producer’s license from the Department.
For more information about how to protect yourself against possible insurance fraud or identity theft, please visit the Department’s web site at http://insurance.illinois.gov or call the Department toll-free at (866) 445-5364. Remember: never give out personal information – including Social Security numbers, insurance-related documents, credit cards, checking or other bank account information – over the phone or internet, by email, mail, or fax unless you know the person with whom you are dealing.
The Department’s mission is to protect consumers by providing assistance and information, by efficiently regulating the insurance industry’s market behavior and financial solvency, and by fostering a competitive insurance marketplace. The Department assists consumers with all insurance complaints, including health, auto, life, and homeowner. Consumers in need of information or assistance should visit the Department’s Web site at www.insurance.illinois.gov or call our toll-free hotline at (866) 445-5364.